In our opinion, the best way to benefit from investment in global stock markets is through a diversified range of asset classes. We make good use of Collective Investment Schemes, both active and passive strategies. as they assist in providing greater diversification and risk management within portfolios. We also use individual equity holdings to construct portfolios if required by our clients.

We make use of research material from a wide range of organisations and have developed our own detailed assessment process.

We understand no two clients are the same. We see the key to successful investment as being diversification across sectors, asset classes and managers.

Our investment managers frequently work with financially sophisticated investors who wish to be involved in their investment strategy, as well as with clients who prefer to delegate those decisions through our Discretionary service.

Having first established our clients' attitudes to risk and their financial objectives, we approach their needs in one of two ways:

Where our Discretionary service is deemed to fulfil their requirements, we will manage the portfolio on a daily basis within those agreed objectives and address the needs of clients who wish to ensure they have diversification across sectors, asset classes and managers within their portfolios.

Where our Advisory service is more appropriate as this offers clients the opportunity to have full participation, we will be proactive in the management of their portfolios, contacting clients to provide individual investment advice and alerting them to opportunities and market developments. This enables clients to ultimately decide whether to buy, retain or sell the investments they hold within their portfolio.